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Terms and Conditions of Service

Terms of use for the financial calculators and consulting services offered on this site.

Art. 1 — Nature of the Paid Service and Obligation of Means

1.1 Access to the advanced features of the calculators and simulation models on the platform may in the future constitute a paid service.

1.2 The Parties unequivocally acknowledge that the provision of the analytical Output constitutes an obligation of means, not of result. The Controller guarantees the correct IT architecture of the algorithms, but assumes no guarantee regarding the User obtaining specific economic benefits, access to credit, or increased profitability.

Art. 2 — Data Correlation Principle (Garbage In, Garbage Out) and Indemnification

2.1 The financial calculators and Artificial Intelligence systems operate according to mathematical logic strictly dependent on the parameters entered. The User is informed of, and accepts, the technical principle whereby the reliability of the Output is directly and inescapably proportional to the accuracy of the Input Data provided.

2.2 It is the User's exclusive burden and responsibility to enter truthful, up-to-date and complete values. Should the entry of incorrect, partial or fictitious data generate a distorted Output, and the User uses such Output to base business decisions, investments or financing requests that do not produce the expected result, responsibility shall fall entirely and exclusively on the User.

2.3 The User undertakes to hold harmless and indemnify the Controller from any claim, penalty or damages request (brought by the User or by third parties) arising from the processing of mathematical simulations affected by inaccurate Input Data.

Art. 3 — Exclusion of Liability for Calculation Errors and Loss of Profit

3.1 The Output generated by the automated calculators is a decision-support tool and does not, under any circumstances, replace dedicated professional advice or a human financial audit.

3.2 Subject to the mandatory limits set by Art. 1229 of the Italian Civil Code for cases of wilful misconduct or gross negligence only, the Controller's civil liability for damages arising from alleged algorithm calculation errors, code malfunctions, or Artificial Intelligence system "hallucinations", is strictly limited to the amount actually paid by the User for the individual subscription to the service.

3.3 In compliance with Art. 1223 of the Italian Civil Code, compensation for indirect, incidental damages and loss of profit is absolutely excluded. The Controller shall not be liable in any way for lost profits, lost business opportunities, or the cost of investments that proved unsuccessful as a result of the User's imprudent reliance on the software's Output.

Art. 4 — Technical Access Lock and Binding Subscription

4.1 The use of Premium services, once activated, will be subject to prior payment of the fee and to formal, unambiguous and separate acceptance of these clauses. No service will be provided and no financial transaction will be processed without this contractual IT process being completed.

Art. 5 — Support

For reports, support requests or questions, write to poc.suite.consulting@gmail.com.